Privacy Policy

1. Introduction

Welcome to HealthInsuranceCalculators.com ("we," "our," or "us"). We respect your privacy and are committed to protecting it through this Privacy Policy.

This policy describes how we handle your information when you use our website and calculators. Important: Our calculators are 100% anonymous. We do not collect, store, or process any personal information through our calculator tools.

2. Information We Don't Collect

When you use our health insurance calculators:

• ✅ No names are requested or stored
• ✅ No email addresses are required to use calculators
• ✅ No phone numbers are collected
• ✅ No health information is saved
• ✅ No insurance quotes are tied to your identity

All calculations happen in your browser and are not transmitted to our servers.

3. Information We Collect Automatically

Like most websites, we automatically collect certain technical information when you visit:

• Browser type and version
• Operating system
• Pages visited and time spent
• Referring website addresses
• Aggregate usage statistics

This information is anonymous and used only to improve our website and understand which calculators are most popular.

4. Cookies

We use minimal cookies to:

• Remember your cookie consent preferences
• Analyze website traffic anonymously (Google Analytics with anonymized IP)

We do not use tracking cookies for advertising purposes.

5. Newsletter

If you voluntarily subscribe to our newsletter:

• We collect your email address only
• You can unsubscribe at any time via the link in each email
• We never share your email with third parties

6. Data Security

We implement appropriate technical measures to protect any information we collect. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices. We recommend reading their privacy policies.

8. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect information from children.

9. International Users

Our website is hosted in the United States. If you access from outside the US, you consent to the transfer of your information to the US, which may have different data protection laws.

10. Your Rights

Depending on your location, you may have rights to:

• Access information we hold about you
• Request deletion of your data
• Opt-out of communications

Contact us at privacy@healthinsurancecalculators.com to exercise these rights.

11. Changes to This Policy

We may update this policy occasionally. The "Last updated" date at the top indicates when changes were made. Continued use of the site constitutes acceptance of the revised policy.

12. Contact Us

For privacy-related questions:

Email: privacy@healthinsurancecalculators.com

Or use our contact form.